Gold vs Bitcoin: Finding the Best Long-Term Investment Ratio
When considering a long-term investment strategy, it’s essential to find the right balance between
gold, a time-tested safe-haven asset, and Bitcoin,
a high-growth digital asset. Here are some suggested ratios to help you determine the best allocation for your portfolio:
Suggested Ratios
40% Gold / 60% Bitcoin: Ideal for aggressive investors seeking
higher potential growth and willing to accept Bitcoin's volatility.
60% Gold / 40% Bitcoin: Best for moderately conservative investors
who value stability but still want exposure to Bitcoin’s growth potential.
50% Gold / 50% Bitcoin: A balanced approach for investors looking for
diversification with moderate risk and return.
Key Considerations
Your investment strategy should align with your risk tolerance and financial goals.
Gold offers stability and preservation of wealth, while Bitcoin provides high-risk, high-reward opportunities.
For a conservative approach, lean toward gold. If you're seeking high growth,
allocate more to Bitcoin.
Gold vs Bitcoin: A Balanced Long-Term Investment Strategy
Finding the best balance between gold and Bitcoin for your
long-term investment strategy depends on your financial goals, risk tolerance, and market outlook. Below are
suggested ratios and a smart way to maintain balance using an automatic rebalance strategy.
Suggested Ratios
40% Gold / 60% Bitcoin: Ideal for growth-oriented investors willing
to embrace Bitcoin's higher volatility for the potential of greater returns.
60% Gold / 40% Bitcoin: Best for moderate investors who prioritize
stability with a controlled exposure to Bitcoin's growth potential.
50% Gold / 50% Bitcoin: A balanced approach that offers diversification and equal
exposure to both assets for steady risk and reward.
Why Use an Automatic Rebalance Strategy?
An automatic rebalance strategy ensures your portfolio maintains its target allocation over time. As the value
of Bitcoin or gold fluctuates, the rebalance mechanism will periodically adjust your holdings by buying or selling
to restore the original ratio. This helps to:
Lock in gains during market surges.
Prevent overexposure to a single asset.
Maintain your investment strategy without constant monitoring.
How It Works
Let’s say your initial allocation is 60% Gold / 40% Bitcoin. If Bitcoin grows faster than gold
and becomes 50% of your portfolio, the rebalance strategy would:
Sell a portion of Bitcoin to reduce its weight back to 40%.
Use the proceeds to buy more gold, restoring it to 60%.
This disciplined approach ensures your portfolio stays aligned with your goals while capitalizing on market dynamics.
Tip: Set up automatic rebalancing with investment platforms or financial tools that offer this feature.
Most platforms allow you to rebalance quarterly, semi-annually, or annually based on your preference.
Final Recommendation
For conservative investors, start with 60% Gold / 40% Bitcoin. Aggressive investors might
consider flipping this ratio to 40% Gold / 60% Bitcoin. Regardless of your choice,
use an automatic rebalance strategy to maintain your desired allocation effortlessly over the long term.
The property was built-to-suit and completed in 2014 for Arizona General, a wholly owned subsidiary of Dignity Health, within one of the largest health systems in the U.S.
Long-Term Lease With Attractive Renewal Options
10.8 years remain on the property’s initial 20-year lease term with 2% annual base rent escalations. The lease also includes six (6) five-year renewal options which renew at fair market value but not less than the prior year’s base rent. The tenant must provide one-year notice to exercise each option.
Investment-Grade Credit Tenant
The lease is guaranteed by Dignity Health (Fitch A-), a California non-profit with a revenue of more than $10.8 billion in 2023. Dignity Health is a wholly owned subsidiary of CommonSpirit Health (CSH), a $34.6 billion health system with an upgraded Moody’s credit rating of A3 as of March 2024. CSH operates more than 2,200 care sites and 145 hospitals in 24 states.
Attractive Location With Rapid Population Growth
Phoenix is America’s fifth-largest city and was the fastest-growing city in the U.S. from 2016 to 2020. From 2020 to 2023, the Phoenix metro area grew at a rate four times the national average to exceed 5 million residents.
Absolute Triple Net Lease
The tenant is responsible for all costs related to repair, replacement, maintenance, and operation of the building.
1031Crowdfunding.com (the "Platform") is an investment platform owned by 1031 Crowdfunding, LLC ("1031 Crowdfunding"). The Platform does not provide investment, legal or tax advice. 1031 Crowdfunding is not a registered broker-dealer. Private investment marketing and other broker-dealer services are offered on the Platform through Capulent, LLC ("Capulent"), member FINRA/SIPC (CRD# 155155 / SEC# 8-67384), a registered broker-dealer. Certain principals of 1031 Crowdfunding are affiliated with Capulent and, when offering investment services, such offers are made in their capacities as registered representatives of Capulent.
IRC Section 1031, IRC Section 1033 and IRC Section 721 are complex tax legal codes; therefore, you should consult your tax or legal professional for details regarding your situation.
Audience Engagement and Transparency Metrics
Audience Engagement Metrics
Metric
Description
Data Source
Website Traffic
Number of visitors to the project website
Google Analytics
Social Media Engagement
Likes, shares, and comments on social platforms
Platform Analytics (e.g., Facebook Insights)
Newsletter Subscriptions
Count of active email subscribers
Email Marketing Software
Event Attendance
Number of participants in project events
Event Registration Data
Volunteer Participation
Number of active volunteers
Volunteer Management System
Transparency Metrics
Metric
Description
Data Source
Financial Reports
Quarterly and annual financial statements
Internal Accounting System
Project Milestones
Updates on project progress and key achievements
Project Management Tools
Donor Reports
Regular updates provided to donors
Donor Management System
Impact Assessments
Evaluations of project outcomes and effectiveness
Third-Party Evaluation Reports
Stakeholder Feedback
Surveys and feedback from beneficiaries and partners
Survey Tools (e.g., SurveyMonkey)
References and Citations
Working with the Leadership of the AI Foundation
The distributed nature of our team allows for remote work for most positions and roles. We believe you are most effective in the environment that suits you — from working remotely in your home office to coming in and working in the office with the team.
We provide freedom and flexibility for everyone. There are incredible opportunities to grow as our organization continues to expand with leadership focused on empowering employees. - AI FOUNDATION
The real estate market is evolving rapidly, with sustainable living and smart home technologies becoming increasingly important in both residential and commercial properties. Investors looking to build wealth through multi-dwelling short-term real estate properties are now focusing on certified sustainable smart home systems, as well as investment resources for REIT fiduciary trusts and universal syndication strategies.
Finding Certified Sustainable Smart Home Systems
Smart homes, equipped with automated and energy-efficient technologies, are a key selling point for short-term rental properties. These systems not only enhance the guest experience but also reduce operational costs and promote environmental sustainability. Here's how you can locate certified sustainable smart home systems for your properties:
Green Building Certifications: Look for homes that are LEED (Leadership in Energy and Environmental Design) certified or certified by other sustainability programs such as Energy Star or the WELL Building Standard. These certifications ensure that the property meets rigorous standards for energy efficiency, water usage, and overall environmental impact.
Smart Home Technologies: Choose properties equipped with smart thermostats, lighting, and security systems. Products such as Google Nest, Ecobee, and Lutron Caséta are popular in the smart home market. These technologies can be integrated with home management systems to automate energy use, increase security, and provide a seamless experience for guests.
Home Automation Providers: Partner with home automation experts like Control4 or Savant, who specialize in designing custom smart home systems that are both sustainable and scalable for short-term rental properties.
Energy-Efficient Appliances: Ensure that your property is equipped with energy-efficient appliances that meet the latest environmental standards, such as those from LG, Samsung, and Bosch. These reduce energy consumption, enhance the eco-friendliness of the property, and appeal to eco-conscious renters.
If you want to turn your old home into a smart home, you'll need to do more than just learn some DIY tips. You would also need to link up the different smart devices with a smart home hub.
The purpose of the hub is to store all the rules and logic and this happens either in the cloud or on a local server.
Examples of smart home hub includes Amazon Alexa , HomeKit or cloud based hub like IFTTT. These smart home hubs let you connect different devices and services together, creating "recipes” for the home.
For example, let’s say you want yourPhilips Hue light bulbs to turn on when your BOSCH washing machine has completed its washing cycle.
Investment Resources for REIT Fiduciary Trusts
Real estate investment trusts (REITs) are companies that own, operate, or finance income-producing real estate across a wide range of property sectors. These investments allow you to earn income from real estate without having to buy, manage, or finance properties themselves.
Real Estate Investment Trusts (REITs) offer a hands-off approach for investors looking to earn income through real estate without directly managing properties. For those interested in short-term rental properties, finding the right REIT with a focus on multi-dwelling investments can be key to building wealth.
Yes, sustainable infrastructure can be a good strategy for wealth building because it can create economic stability, improve community resiliency, and reduce infrastructure costs. Sustainable infrastructure can also help to achieve net-zero targets.
Investment Sources and Resources
Publicly Traded REITs: These are listed on major stock exchanges and provide liquidity and transparency. Look for REITs with a focus on sustainability or smart home investments, such as AvalonBay Communities (AVB) or American Tower (AMT).
Private REITs: These offer more flexibility in investment strategies but are typically available only to accredited investors. Private REITs specializing in eco-friendly developments or short-term rental properties can offer higher returns over the long term.
Green REITs: Some REITs, like Hannon Armstrong (HASI), specialize in sustainable investments, focusing on energy efficiency, renewable energy, and sustainable real estate. These are ideal for investors looking to align their portfolios with environmental goals.
Syndication involves pooling resources from multiple investors to purchase larger, multi-unit properties. This strategy is particularly effective for investing in multi-dwelling short-term rental properties, where economies of scale can maximize returns. Here’s how to get started:
Locate Investment Groups: Join real estate investment groups or networks that focus on syndication opportunities. Platforms like CrowdStreet or RealtyMogul provide access to vetted deals in multi-family or short-term rental properties.
Focus on Market Research: Identify markets where short-term rentals are in high demand. Look for areas with high tourism or business travel, and analyze the regulations governing short-term rentals in those locations.
Work with Experienced Syndicators: Partner with syndicators who specialize in short-term rental investments. They bring expertise in property acquisition, management, and maximizing rental income.
A 1031 exchange allows you to defer taxes owed for depreciation recapture. Under standard circumstances, after a 1031 exchange, your annual depreciation amount remains the same for your replacement property as it was for your relinquished property.
By combining sustainable smart home systems with innovative REIT fiduciary investment strategies, you can build wealth and contribute to the future of real estate. These approaches not only align with environmental responsibility but also capitalize on the growing demand for eco-friendly, smart rental properties.
Short-Term Real Estate REIT Investment Opportunities for Legacy Wealth Building
Short-Term Real Estate REIT Investment Opportunities in Smart Homes, Tiny Homes, and Hybrid Syndication Strategies
The world of real estate investment is constantly evolving, and the focus is shifting toward sustainable, tech-driven living spaces. From smart homes to tiny homes, these modern property types offer unique opportunities for real estate investment through Real Estate Investment Trusts (REITs) and hybrid syndication strategies. Moreover, creating an automatic rebalance investment portfolio can ensure steady growth, allowing you to build generational wealth for the long term.
Investing in Smart Homes Through REITs
Smart homes, which incorporate cutting-edge technology for automation, energy efficiency, and security, are highly attractive to both short-term renters and long-term occupants. As the demand for smart homes increases, REITs that focus on properties equipped with smart technology are becoming a popular investment vehicle.
Equity REITs in Smart Home Investments: Equity REITs, which own and manage income-producing properties, are increasingly including smart homes in their portfolios. Some publicly traded REITs such as AvalonBay Communities (AVB) and Equity Residential (EQR) are actively investing in sustainable, tech-enhanced properties that appeal to tech-savvy tenants.
Green Building Certifications: Investors should look for REITs that invest in properties with LEED or Energy Star certifications. These certifications indicate that the buildings are energy-efficient and environmentally friendly, making them more marketable and sustainable in the long term.
Smart Home Technologies: Technologies like smart thermostats, energy-efficient lighting, security systems, and integrated home automation are key elements to consider when investing in smart home properties via REITs. These technologies not only increase tenant satisfaction but also reduce operational costs for property managers.
Opportunities in Tiny Homes Through REITs
Tiny homes represent a growing trend in the real estate market, particularly for environmentally conscious individuals and short-term rental investors. These small, often mobile homes are an attractive investment because of their low cost and minimal environmental footprint. REITs focusing on tiny homes are an emerging market with great potential.
Tiny Home Communities: As tiny homes continue to gain popularity, some REITs are exploring the development of tiny home communities in areas where housing demand is high. These communities appeal to those seeking minimalist, eco-friendly lifestyles.
Rental Income Potential: Tiny homes can generate significant rental income, particularly in areas with high tourism or demand for affordable housing. Look for REITs that are diversifying their portfolios to include tiny home rentals.
Low Entry Costs: The relatively low cost of developing tiny homes compared to traditional housing makes them a profitable addition to REIT portfolios. Investors can tap into this market with less capital while still enjoying high returns.
Hybrid Syndication Strategies for Commercial and Residential Properties
Syndication is a popular strategy in real estate investing, allowing multiple investors to pool their resources to acquire larger properties. Hybrid syndication, which blends both commercial and residential properties, offers diversified income streams and the potential for higher returns.
Diversification Across Property Types: Hybrid syndication allows investors to gain exposure to both commercial and residential properties, balancing risk and reward. This strategy can include commercial real estate such as office buildings and retail spaces, as well as residential apartments and multi-family units.
Maximizing Rental Income: By syndicating short-term rental properties like Airbnb units or vacation homes alongside commercial investments, you can maximize rental income while benefiting from the long-term stability of commercial leases.
Experienced Syndicators: Partnering with experienced syndicators who have a track record of success in both commercial and residential properties can provide access to prime investment opportunities, as well as expert management of the property portfolios.
Setting Up an Automatic Rebalance Investment Portfolio
For investors focused on legacy and generational wealth building, establishing an automatic rebalance investment portfolio is key. Automatic rebalancing helps maintain the ideal asset allocation by periodically adjusting the portfolio back to its original target distribution. This ensures long-term financial stability and growth.
Steps to Setting Up an Automatic Rebalance Investment Portfolio
Determine Your Investment Goals: Before setting up a portfolio, define your financial goals. Are you focused on income, capital appreciation, or a combination of both? Your goals will guide the allocation of your assets across different investment types.
Select Asset Classes: Choose a diversified mix of asset classes, such as REITs, bonds, stocks, and other alternative investments. This helps spread risk and ensures that your portfolio can weather market volatility.
Automated Rebalancing Tools: Many investment platforms, such as Vanguard, Schwab, or Wealthfront, offer automated rebalancing features. These tools automatically adjust your portfolio’s allocation based on market movements, keeping your investments aligned with your risk tolerance and goals.
Monitor and Adjust: Even with automatic rebalancing, it’s important to periodically review your portfolio. Ensure that your chosen asset allocation is still appropriate for your financial goals and adjust it if necessary.
Building Legacy Generational Wealth Through Real Estate Investment
By strategically investing in REITs, tiny homes, smart homes, and hybrid syndication opportunities, you can create a diversified portfolio that generates steady income and long-term capital growth. An automatic rebalance investment portfolio further enhances these efforts by ensuring that your asset allocation remains optimal over time. With the right strategies in place, real estate investment can be a powerful tool for building legacy generational wealth, securing financial stability for you and your family for years to come.
Bangs and Hammers: Building Wealth and Smart Cities
Bangs and Hammers: Building Wealth and Smart Cities
By Alvin Johnson, Executive Marketing Manager at Spuncksides Promotion Production
Introduction
Welcome to Bangs and Hammers: DIY Investment Strategies for Building Wealth and Smart Homes, a comprehensive guide to turning your vision of short-term rental properties, smart homes, and sustainable wealth into reality. Over the next 15 chapters, we will explore how to make informed investment decisions, leverage smart home technologies, and align your goals with broader city development projects.
Chapter 1: The Vision Behind Bangs and Hammers
In this chapter, we explore the origin and purpose behind the Bangs and Hammers blog. This chapter discusses how our brand grew from a passion for DIY investment into a leading platform for smart home development and sustainable property management. [Referencing the Bangs and Hammers blog].
Chapter 2: Project Planning and Logo Development
This chapter delves into the process of planning and branding Bangs and Hammers, including the development of our new logo. We highlight the importance of maintaining brand identity in a competitive market, as outlined in the Bangs and Hammers Project Proposal [37†source].
Chapter 3: Defining DIY Wealth Building through Short-Term Rentals
Here, we introduce the core principles of short-term rental property investment, including how you can create cash flow by transforming properties into rental spaces. This chapter aligns with the mission of building generational wealth, a theme explored in the Bangs and Hammers Project Proposal [37†source].
Chapter 4: Smart Home Technologies for Property Owners
Learn how smart home devices and automation can elevate your short-term rental properties. This chapter offers a deep dive into technologies that improve energy efficiency, security, and tenant satisfaction. [Referencing key strategies from the blog].
Chapter 5: Sustainable Energy and Smart Cities
This chapter looks at how sustainable energy systems, such as solar power, are becoming integral to smart city development. We discuss how investors can capitalize on these energy solutions to increase property value and contribute to green city initiatives.
Chapter 6: Creating a Syndication Network for Multi-Unit Investments
One of the most effective ways to scale up your real estate investments is through syndication. This chapter explores strategies for building syndication networks to fund larger projects, such as multi-dwelling units and tiny home communities.
Chapter 7: Marketing Your Properties for Success
Marketing is key to attracting renters and potential investors. We discuss how to leverage social media, blogs, and affiliate marketing to promote your short-term rental properties, based on insights from the Spuncksides Promotion Proposal Sequence [38†source].
Chapter 8: Financing Your Smart Home Projects
Understanding the financial landscape is crucial. This chapter breaks down funding options, from green bonds to private equity, to help you finance the transformation of traditional properties into smart, sustainable homes.
Chapter 9: Collaboration with Local Governments for Smart City Development
Partnering with local governments can open doors to urban development opportunities. This chapter explains how to navigate public-private partnerships (PPPs) to secure funding and support for smart city projects.
Chapter 10: Regulatory Challenges in Smart Home Development
From zoning laws to building codes, understanding the legal challenges of developing smart homes is essential. This chapter covers regulatory requirements and how to work with local and state governments to ensure compliance.
Chapter 11: Building a Team for Long-Term Success
No real estate project succeeds in isolation. This chapter covers how to build a team of contractors, designers, and financial advisors to support your property investment goals.
Chapter 12: Scaling Up: From Single Units to Smart Communities
As you grow your real estate portfolio, the potential to scale up from individual properties to entire smart home communities becomes a reality. This chapter explores the pathways to expanding your footprint within smart city ecosystems.
Chapter 13: Monitoring and Optimizing Property Performance
This chapter discusses key performance indicators (KPIs) for monitoring the success of your properties. By understanding data analytics, you can optimize tenant satisfaction, energy use, and profit margins.
Chapter 14: Exit Strategies for Real Estate Investors
What happens when you're ready to move on from an investment? Learn about the best exit strategies for selling smart homes and rental properties, maximizing your return on investment.
Chapter 15: Building a Legacy Through Smart Home Investments
The final chapter ties it all together, emphasizing the long-term impact of smart home investments on building a legacy of generational wealth. [Referencing ongoing strategies from the Bangs and Hammers blog].
Bangs and Hammers: Building Wealth and Smart Cities
Bangs and Hammers: Building Wealth and Smart Cities
By Alvin Johnson, Executive Marketing Manager at Spuncksides Promotion Production
Introduction
Welcome to Bangs and Hammers: DIY Investment Strategies for Building Wealth and Smart Homes, a comprehensive guide to transforming your vision of short-term rental properties, smart homes, and sustainable wealth into reality. This book covers essential strategies for making informed investment decisions, leveraging smart home technologies, and aligning with broader urban development projects to create generational wealth. In each chapter, we dive deeper into the concepts that will shape your investment journey.
Chapter 1: The Vision Behind Bangs and Hammers
This chapter explores the creation of Bangs and Hammers and how it evolved from a simple DIY project into a powerful brand that empowers individuals to invest in real estate. It will discuss the brand’s mission of blending DIY home improvement with smart home technology, positioning the blog as a key resource for property investors.
Subtopics:
The birth of Bangs and Hammers: From concept to reality.
Key market research findings that shaped the vision.
Understanding the audience: DIYers, real estate enthusiasts, and sustainable living advocates.
The role of blogs and online content in establishing brand authority.
The importance of community building and digital presence.
In this chapter, we also introduce the project proposals from Bangs and Hammers [37†source] to give context to how the project began shaping its identity.
Chapter 2: Project Planning and Logo Development
Here, we examine the thought process behind designing a brand identity for Bangs and Hammers, particularly the logo development. This chapter explains the significance of visual identity in marketing, how logos represent company values, and how the design process reflects the mission of combining tradition with innovation.
Subtopics:
The role of branding in real estate and DIY industries.
How to approach logo design that appeals to a broad audience.
Marketing strategies for maintaining a consistent brand message.
Case studies of successful rebranding in the home and real estate sector.
Feedback, collaboration, and refinement during logo creation.
Chapter 3: Defining DIY Wealth Building through Short-Term Rentals
This chapter explains how short-term rental properties can be a powerful tool for wealth building, especially when combined with DIY home improvements. We break down the essential steps for transforming properties into profitable short-term rentals.
Subtopics:
The basics of short-term rental investing.
DIY upgrades that maximize property value and appeal to renters.
Analyzing rental demand: Finding the best locations for investment.
Marketing strategies for attracting short-term renters.
Managing rental properties for long-term profitability.
We tie this discussion back to the goals outlined in the Bangs and Hammers project proposal [37†source] and how short-term rentals align with broader wealth-building strategies.
Chapter 4: Smart Home Technologies for Property Owners
Explore the growing importance of smart home technologies in increasing property value and enhancing the living experience. This chapter covers the integration of devices such as smart thermostats, security systems, and energy-efficient appliances.
Subtopics:
Overview of essential smart home technologies for property investors.
The ROI of upgrading to smart homes.
Energy efficiency and its benefits for property management.
Security systems for rental properties: Protecting your investment.
Managing multiple properties using smart technology.
Chapter 5: Sustainable Energy and Smart Cities
This chapter dives into how sustainable energy systems are transforming cities and homes. We explore the economic benefits of integrating solar power, wind energy, and smart grids into properties and how this aligns with smart city initiatives.
Subtopics:
The role of smart grids in smart city development.
Solar and wind power: Practical implementation in residential properties.
The financial incentives for adopting renewable energy solutions.
Case studies: Smart city developments and their impacts on housing.
Government subsidies and policies supporting sustainable energy.
Chapter 6: Creating a Syndication Network for Multi-Unit Investments
This chapter introduces the concept of syndication, a collaborative investment strategy, to fund larger projects such as multi-dwelling units. Learn how to build and manage syndication networks effectively.
Subtopics:
What is real estate syndication?
How to find and work with partners for multi-unit investments.
Legal considerations in setting up a syndicate.
Case studies of successful syndication deals in multi-family housing.
Long-term benefits and risks of syndication for wealth building.
Chapter 7: Marketing Your Properties for Success
Effective marketing is critical for filling rental properties and securing investors. This chapter discusses the use of social media, blogs, affiliate marketing, and email campaigns to promote your real estate assets.
Subtopics:
Developing a marketing strategy for rental properties.
Social media promotion: Tips for showcasing properties online.
Leveraging content creation to drive traffic and engagement.
Affiliate marketing for real estate: Expanding your network.
Collaborating with influencers and bloggers for property promotion.
ABOVE IMAGE RESHAPING THE FUTURE OF REAL ESTATE INVESTING - BANGS and HAMMERS DIY Housing Solutions, and Online Marketing for Sustainable Impact full script below.
Bangs and Hammers Event Flyer
Smart Investment Strategy for Broad Syndications
And Cyclic Re-Investment
📅 Date: April 12th, 2025
📍 Location: 44 Clark Rd (GYM), Battle Creek
⏰ Time: 4:00 PM - 5:30 PM
🎤 Hosted by: Alvin Johnson, Owner/Founder
Spuncksides Promotion Production LLC / Bangs and Hammers
Join us to learn how to build generational wealth through hybrid syndications by combining short-term rental property investments with broader syndicated real estate projects.
Considering getting involved?Please complete the form below:
Broad Hybrid Syndication
Greetings,
It's been a while since my last post, and during this time more research, watching real estate investment videos, attending online webinars, and pondering the next direction to steer this niche investment strategy of my own, it is determined that a deeper dive into this investment strategy is necessary.
Listening to the advise of these hosted podcasts has been very rewarding and especially enlightening. It seems as a collective phase of housing uncertainty remains among the most leading influencers in the real estate arena. One thing we are not hearing is the unspoken state of the real estate economy. Even though rent pricing is diminishing along with purchase value of existing dwellings, the housing market faces hits of uncertainty on many levels.
The Broad Hybrid Syndication brand was created by the author of Bangs and Hammers blog out of several months of research as a target for not only Spuncksides Promotion Production but as a blueprint for anyone to follow and obtain information that places us all at the forefront of the real estate market. Even though each of us may have different start points, we all hold a level of freedom in this investment strategy that will last for many generations to come.
It is very important to get our ducks in order while this phase of uncertainty exists and be positioned to take action once this sphere of uncertainty is lifted. This means we must separate our personal finances from our business oriented finances within our banking structure and our email communication. Our email accounts should also be separated in this manner and destination file folders set in place for future referencing and documentation receipts. Once these steps are completed, incorporation such as an LLC must be established.
Establishing an LLC is necessary to reap the full benefits of investing and become an accredited investor as a broad range hybrid syndication investment strategy for legacy generational wealth building agencies. What is expressed and inspired to in this blog post is the gateway to a generational wealth building strategy. The following information was discovered only a few days ago after attending an online webinar where the question was asked; "What is the entry level into becoming a real estate investor for "Broad Range Syndication" by utilizing an 8 - 12 multi-unit dwelling as a start-up for future diversified and compounded investments in public and private investments and development?"
DIY Housing Solutions, and Online Marketing for Sustainable Impact
By Alvin E. Johnson
Introduction
Welcome to the Bangs and Hammers Blueprint, a comprehensive guide crafted for real estate investors, entrepreneurs, and DIY enthusiasts looking to build wealth through sustainable housing solutions, short-term rentals, and online marketing strategies.
This book outline is rooted in the principles of Spuncksides Promotion Production LLC & the future Bangs and Hammers Investment Agency, which have pioneered approaches in eco-conscious real estate investing, property syndication, and scalable online marketing techniques.
By integrating key insights from market research, investment strategies, and the proprietary business model behind Bangs and Hammers, this book will walk you through a step-by-step, actionable framework to launch and scale a high-yield real estate portfolio with a focus on sustainability, automation, and profitability.
Property acquisition is a crucial step in building a successful rental portfolio. This chapter guides you through identifying potential properties, financing options, and preparing your rental for guests. Ensuring that properties align with your niche (e.g., sustainable homes, off-grid cabins) can attract specific target markets.
Your ability to identify, acquire, and renovate properties efficiently determines long-term success. In this chapter, we break down:
2.1 Property Selection Strategies
Types of real estate suitable for STRs: Urban condos, vacation homes, tiny homes, and multifamily units
Key considerations: market value, ROI projections, and future growth potential
Renovation and interior design focused on guest experience
Legal considerations, including permits and insurance
Chapter 3: Setting Up Your Online Presence
An online presence is essential for attracting guests and establishing credibility. This chapter explains how to create a professional website, integrate with listing platforms, and optimize for search engines (SEO). Using the Bangs and Hammers blog as a case study, you'll learn the best practices for building an engaging online brand.
In today's digital economy, having a strong online presence is crucial.
This chapter explores:
3.1 Building a Real Estate Website for Maximum Visibility
Step-by-step guide to creating a high-traffic website
SEO strategies for ranking on Google and driving bookings
How to optimize property listings on Airbnb, Vrbo, and direct booking sites
3.2 Branding and Social Media Engagement
Crafting a compelling brand story for credibility and trust
Leveraging Instagram, Facebook, and TikTok for audience growth
Engaging with past guests to generate organic reviews and referrals
3.3 Monetizing Your Online Platform
Creating passive income streams through affiliate marketing and sponsorships
Integrating email marketing and automation tools
Scaling your online presence into a real estate education hub
Tools to consider:
Website builders (e.g., Wix, WordPress)
Booking management platforms (e.g., Airbnb, Vrbo)
SEO techniques to improve visibility and drive traffic
Chapter 4: Integrating Technology for Effective Property Management
Managing multiple properties can be overwhelming, but technology offers solutions to streamline operations. This chapter focuses on integrating property management systems (PMS) that centralize bookings, automate guest communications, and provide valuable data insights.
Implementing smart locks, energy-efficient appliances, and security systems
AI-driven data analysis for pricing optimization
4.2 Data-Driven Decision Making
Leveraging occupancy trends, revenue analytics, and seasonal pricing strategies
Understanding guest behavior to improve listing performance
Key integrations:
Centralized booking and availability synchronization
Automated communication with guests
Data analytics for occupancy rates and revenue tracking
Chapter 5: Crafting a Marketing Strategy to Attract and Retain Guests
Effective marketing is essential for the success of short-term rentals. This chapter explores various marketing strategies, including leveraging social media, content marketing, and running targeted advertising campaigns. By using the Bangs and Hammers blog as a content hub, you can attract and engage your audience.
5.1 High-Converting Listing Optimization
Writing compelling property descriptions
Enhancing photography to increase engagement
5.2 Paid Advertising and Organic Growth
Running Facebook and Google ad campaigns
Leveraging influencer marketing to drive bookings
Marketing strategies covered:
Building a social media presence
Content marketing through blogging and SEO
Running Google Ads and social media campaigns
Chapter 6: Developing a National Blueprint for Homelessness Mitigation
Short-term rentals can play a role in addressing housing challenges, such as homelessness. This chapter outlines how investors can allocate properties for transitional housing and work with local agencies to provide affordable, short-term solutions. The Bangs and Hammers initiative aims to create a replicable model that balances profitability with community impact.
Partnering with government and nonprofit agencies
Allocating affordable housing within investment models
Scaling impact through REIT-based solutions
Topics discussed:
Partnerships with housing agencies
Allocating a percentage of properties for transitional use
Sustained success in short-term rentals requires a strategic long-term plan. This final chapter outlines a three-year growth strategy, detailing milestones for each phase. From building a foundation in year one to scaling up operations and implementing the national blueprint by year three, this roadmap guides investors toward lasting success.
Yearly breakdown:
Year 1: Monetize the blog, integrate websites, and launch marketing campaigns.
Year 2: Expand property acquisitions and begin implementing the national blueprint.
Year 3: Launch an affiliate program and optimize operations based on data insights.
Building a real estate brand beyond traditional investing
Epilogue: A Vision Realized, A Journey Continues
The Bangs and Hammers journey demonstrates that short-term rental investments can go beyond financial success. By combining market strategies, technology integration, and a vision for community impact, this blueprint serves as a guide for investors to create a sustainable and meaningful business model. As you move forward, remember that adaptability and continuous learning are key to navigating the ever-changing landscape of the short-term rental market.
This is about more than income—it's about purpose.
Keep growing. Keep learning. Keep building. Your journey in real estate can change lives—including your own.
This question was asked for a very seasoned long-time investor to answer who has several properties equaling over 6,000 units and valued at over $700,000,000.00. There was no clearcut answer given except that a team of financial advisers would be necessary, and that this was an elaborate over-the-top venture, not only at the 1.0, 2.0, or even 3.0, investrment level, but so huge there was no way that any advice from this investor could be shared due to the huge vastness of the various options involved. I will delve into the diverse options as reqired for becoming successful and are explored, to help us define our individual niche entry into this very lucrative real estate investment arena.
Yarusi Holdings is a multifamily investment firm
Ultimate Guide To Multifamily Real Estate Syndication
Yarusi Holdings is a multifamily investment firm that repositions underperforming properties through operational efficiencies, rebranding, and value-add renovations. We are driven to improve apartment communities and the overall satisfaction of tenants. In turn our investors have achieved impressive returns on their investments that have gone full cycle. - YARUSIHOLDINGS.com
Investing in real estate is not a one person job
There’s a lot of time and resources involved to make and sustain a real estate investment. But if investing in real estate isn’t your primary source of income, then it’s bound to get overwhelming managing everything by yourself.
That’s where Multifamily syndication really shines as it helps you grow your real estate investments passively without having to take up the role of a landlord or lose yourself in tedious legal processes.
Multifamily syndication can help you join with other investors and help you grow bigger faster.
-QCCAPITALGROUP.com
CSC 101 Ken Sheppard: Passive Real Estate Investing: Out-of-the-box solutions for maximizing return
Ken is in the creative financing business where the core asset is generally a real estate, entertainment, communications, (software, hardware delivery, production, distribution, all forms of transmission (including satellite) digital, downloads, etc.) energy, sports and/or sports related, tax credit or other asset component.
We participate in “out of the box” loans, purchases, partnerships, equity, contributions, credit enhancements, etc. We have principal investors for distressed debt, restructuring and REO in all business sectors/spaces. Many times, there is a credit challenge in the mix.
We are also interested in asset based financing, non-performing/performing notes and real estate/entertainment and various other opportunities that require repositioning/growth. We are seeking new relationships with firms such as yours. - YOUTUBE
How To Get A DSCR Loan
Step 1: Find a lender
When you’re looking for a lender who provides DSCR loans, you can take a look online or ask real estate professionals or experts to point you in the right direction. Once you’ve found a lender, take a look at the requirements. You will often need to gather specific information about the property.
Debt Service Coverage Ratio loans are based on a business’s ability to generate enough rental income in their cash flow to cover the loan repayments. ‘Debt service’ refers to the total amount of money that is needed by a business to pay back the debt it has incurred. Debt Service Coverage Ratio is the ratio of cash that is available to cover the debt that needs to be paid.
A DSCR loan is aimed at assisting real estate investors who would like to get a loan for their real estate investment. A positive cash flow is a key element to these loans, as the property’s income needs to cover the loan repayments and more, to qualify. A DSCR loan is therefore based largely on the DSCR ratio, and the higher that ratio, the less risk for lenders and the better chance an investor has of getting approved for the loan. - NEWSILVSR.com
Qualify for a home loan without using your tax returns with a DSCR loan program. As a real estate investor, you can avoid high rates and high points of private loans, lengthy approval processes, and strict lending criteria with a debt service coverage ratio loan, which is a type of no-income loan. Qualify for a loan based on your property’s cash flow, not your income.
- GRIFFINFUNDING.com
Best Entry-Level Route for Building a Diversified Real Estate Legacy
In the current economic climate, characterized by a housing inventory slump and potential sellers opting for savings over the next 16 to 24 months, entry-level investors have a unique opportunity. The path to building a diversified wealth-building real estate legacy begins with smart investments in eco-friendly, sustainable development projects through syndication models. By focusing on retrofit contractors who specialize in smart home and smart city developments, investors can capitalize on the growing demand for
sustainable living solutions in both urban and rural areas. - BANGSANDHAMMERS.com
What is Asset-Based Lending (ABL) & How Does it Work
Understanding Asset-Based Lending
How ABL may unlock more financing with fewer restrictions for businesses
Traditional business financing, in which lenders primarily assess a business’s cash flow, works well for many companies.
Asset-Based Lending
Bank of America Business Capital
If your company is seeking financing solutions of $5 million or more, you can benefit from the flexibility and versatility of an asset-based structure. Whether you’re planning an acquisition, are in a turnaround situation, or need a larger or more flexible financing solution, Bank of America Business Capital meets the needs of businesses throughout the United States, Canada and Europe.
But while cash-flow lending depends on the strength and stability of a company’s cash flow, some businesses may be eligible for additional borrowing based on the assets they own.
For them, an alternative known as asset-based lending, or ABL, may be preferable. - BANKOFAMERICA.com
Asset-based Financing | Cerebro Capital Lender Matching | K
Start with Cerebro by making a complimentary loan request that gives you a powerful data-driven predictive analysis of your financing options.
Your information is completely confidential. - CEREBROCAPITAL.com
How To Find a Good Fiduciary Financial Advisor
How can I find a fiduciary?
7 Tips on How to Find a Good Fiduciary Financial Advisor
1) Verify Credentials
2) Utilize Financial Regulatory Websites
3) Seek Personalized Referrals
4) Ensure Complete Fiduciary Commitment
5) Understand Fee Structures
6) Evaluate Communication and Compatibility
7) Assess Depth of Services
When looking for a financial advisor or wealth management team, it’s not uncommon to prefer to work with a fiduciary. But how do you know if someone is a fiduciary and how can you find a good fiduciary financial advisor? In this post, we’ll cover the basics of finding a fiduciary financial advisor.
You're unique. Your wealth strategy should be too.
Enjoy the ease and efficiency of holistic wealth management expertly tailored to your vision and values. - 360FINANCIAL.net
What Financial Firms are Always Fiduciaries?
Being registered only as a Registered Investment Advisor means that the firm's financial professionals are always required to follow the Fiduciary Standard.
This is not the case when they are dually registered as a Broker-Dealer and an Investment Advisor.
A dually registered financial professional may act in different capacities on different accounts (or at different times) for the same client.
They may be a Registered Investment Advisor Representative on one and a Broker Dealer Agent on another. - ONEDAYINJULY.com
Financial Advisors | Edelman Financial Engines
Financial plan fine-tuning
It could be adjusting the way you manage your taxes. Or realigning your investment portfolio. Or maybe tweaking your insurance. We’ll look at it all, because even the smallest change now, can have a huge impact down the line. Create a financial future that matches your ambition with personal, comprehensive solutions designed with you in mind. - EDELMANFINANCIALENGINES.com
IEQ Wealth Management
The IEQ Difference:
Widening Your Investment Universe
At IEQ Capital, we can provide access to a wider range of investment opportunities that may not be traditionally available to individual investors. - IEQCAPITAL.com
By integrating private and public market investments, fixed income, and equities, we aim to develop a diversified portfolio tailored to your specific goals and risk tolerance.
How to Become an Accredited Investor
What are the “accredited investor” standards?
The accredited investor standards are used in determining the availability of certain exemptions from Securities Act registration for nonpublic and limited offerings, including most offerings under Regulation D. The accredited investor concept identifies investors who are eligible to participate in those offerings of unregistered and illiquid securities. In order to rely on investor status as an “accredited investor,” issuers must know or have a reasonable basis to believe that the investor falls within one of eight categories.[2] The individual net worth standard is one such category. - SEC.gov
Net worth over $1 million, excluding primary residence (individually or with spouse or partner)
Income over $200,000 (individually) or $300,000 (with spouse or partner) in each of the prior two years, and reasonably expects the same for the current year"
How to Determine If You’re Accredited?
Individuals who have earned $200,000 or more in income over the past two years automatically qualify as an accredited investor, as does a person whose income—when combined with a spouse's—totals $300,000 or more. - INVESTOPEDIA.com
Alvin Johnson is Celebrating Success at Spuncksides Promotion Production.
Our Company: Spuncksides Promotion Production is a fundraising initiative that promotes special events and online shopping experiences via the Online Marketing Connection.
Take the time to explore a world of opportunity in eCommerce and marketing innovation.
Start your journey and begin earning passive income while venturing into the niche business opportunity of a lifetime on the Bangs and Hammer blog!
Introducing the Pilot Company Behind Bangs and Hammers:
Revolutionizing Real Estate Investing At Spuncksides Promotion Production, we specialize in online marketing tailored for short-term rental investment properties.
Our mission extends to empowering individuals with DIY projects aimed at affordable and sustainable housing solutions for the homeless.
We are committed to driving impactful change through innovative marketing strategies and community-focused initiatives.
By merging investment opportunities with social responsibility, we strive to create a better future for all.
Join us in making a difference, one project at a time. At Bangs and Hammers, we are thrilled to introduce the innovative pilot company:
Alvin E Johnson
Spuncksides Promotion Production LLC
(484) 302-6839
The "BSL market" refers to the Broadly Syndicated Loan market, a significant segment of the leveraged bank loan market where loans are made to large companies and then syndicated (distributed) by banks to a broad group of institutional investors.
Here's a more detailed explanation:
What are Broadly Syndicated Loans (BSLs)?
BSLs are floating-rate loans, typically secured by the borrower's assets, and are used to finance mergers, acquisitions, and recapitalizations.
They are characterized by being a pooled debt investment vehicle, with managers buying and selling loans.
BSLs are generally considered senior in the capital structure, meaning they have a first claim on the assets of the borrower.
They are typically marketed to institutional investors like mutual funds, alternative asset managers, hedge funds, and corporate credit teams.
How does the BSL market work?
Banks arrange and structure these loans, then syndicate them to a large group of investors (often 15 to 100 or more).
These investors, including mutual funds and CLOs (Collateralized Loan Obligations), hold the loans.
The BSL market is more liquid than middle-market loans due to the large and diverse investor base.
Key Characteristics of BSLs:
Floating Rate: Interest rates are tied to a benchmark rate (e.g., LIBOR or SOFR) plus a spread.
Secured: Loans are typically secured by the borrower's assets, providing a level of security for investors.
Longer Term: BSLs often have a term of 5-7 years.
Large Investor Base: The loans are held by a large, diverse group of investors.
BSL Market vs. Private Credit:
While BSLs are syndicated and backed by a large group of investors, private credit involves direct lending by non-bank lenders to borrowers, bypassing the BSL market.
Private credit offers investors higher yields than BSLs due to their illiquidity.
Private credit deals are often faster and more flexible, with greater certainty in execution.
Golub Capital’s Broadly Syndicated Loan (“BSL”) investment strategy focuses on curating well-diversified portfolios of high-quality syndicated senior secured loans that are structured, arranged and administered by large commercial or investment banks. - GOLUBCAPITAL.com
Dechert has built a global platform across 16 locations with a singular focus – delivering the highest-quality advice that is actionable, commercial and delivered efficiently.
Our clients operate in increasingly challenging times. Geopolitical uncertainty, the sheer complexity of modern markets and an ever-changing regulatory environment contribute to a proliferation of commercial and regulatory risks. To navigate these challenges, we deliver sophisticated legal advice, grounded in broad market knowledge, in an agile and intuitive way.
- DECERT.com
In times of constant change, the world looks to professionals to lead. But as complexity grows, even professionals risk being overwhelmed.
Thomson Reuters clarifies today’s complex landscape with AI and technology, deep subject-matter expertise, and content the world has trusted for over 150 years — giving professionals the confidence to know today, navigate tomorrow, and lead a fast-evolving world.
We empower professionals to reduce inefficiencies so they can do more of the work that matters, act decisively to add greater value for critical stakeholders, and anticipate future challenges to face the unexpected. - THOMPSONREUTERS.com
Churchill, an investment-specialist affiliate of Nuveen (the asset manager of TIAA), provides customized financing solutions to U.S. middle market private equity firms and their portfolio companies across the capital structure. With over $52 billion of committed capital, we provide first lien, unitranche, second lien and mezzanine debt, in addition to equity co-investments, secondary solutions and private equity fund commitments. Churchill has a long history of disciplined investing across multiple economic cycles and our unique origination strategy and investment approach are driven by nearly 200 professionals in New York, Charlotte, Chicago, Dallas and Los Angeles. Together with our sister company Arcmont Asset Management, we comprise Nuveen Private Capital, a $78 billion private capital platform and one of the largest private debt managers globally.
- CHURCHILLAM.com
Moody's
Our purpose is to uncover meaning amid uncertainty so that individuals and organizations can thrive. For the past 115+ years, Moody’s has been helping our customers continually advance their business and act decisively.
Our mission is to be the leading source of relevant insights on exponential risk. Navigating risk is more complex than ever. Moody's provides rich data, expert analysis, robust tools supported by groundbreaking technologies, and a view of the future to enable our customers to unlock opportunity, advance their business, and act decisively. -- MOODYS.com
White & Case is a global law firm with longstanding offices in the markets that matter today. Our on-the-ground experience, our cross-border integration and our depth of local, US and English-qualified lawyers help our clients work with confidence in any one market or across many.
We guide our clients through difficult issues, bringing our insight and judgment to each situation. Our innovative approaches create original solutions to our clients' most complex domestic and multijurisdictional deals and disputes.
By thinking on behalf of our clients every day, we anticipate what they want, provide what they need and build lasting relationships. We do what it takes to help our clients achieve their ambitions. - WHITECASE.com
DunPort is an Irish owned and managed asset management company focused on the private debt asset class. We were founded in 2017 by the then senior executives of BlueBay Asset Management, Pat Walsh and Ross Morrow who successfully established the first private debt platform in Ireland in 2013. We are currently a team of nineteen based in Dublin and London, and our experience and track record are derived from through-the-cycle expertise in lending to lower mid-market SMEs & mid-market corporates.
- DUNPORTCAPITAL.ie
PineBridge Investments is a private, global asset manager focused on active, high-conviction investing. We draw on the collective power of our experts in each discipline, market, and region of the world through an open culture of collaboration designed to identify the best ideas. Our mission is to exceed clients’ expectations on every level, every day. As of 31 December 2024, the firm managed US$190.3 billion* across global asset classes for sophisticated investors around the world. - PINEBRIDGE.comBroadly Syndicated Loans | Saratoga Investment Corp
Saratoga Investment Corp. (NYSE: SAR) is a publicly traded business development company (BDC) that provides customized financing solutions for middle market companies located in the United States. Saratoga’s senior investment professionals have over 200 years of combined experience investing in more than $4 billion in middle market businesses. - SARATOGAINVESTMENTCORP.com
Help for Navigating Natural Disasters
From floods to wildfires to windstorms, natural disasters can happen at any time across the United States. We have resources to help both state insurance regulators and consumers navigate catastrophic events.
Broadly Syndicated Loan (BSL) The largest segment of the leveraged bank loan market; they are made to large companies and syndicated by banks to investors.
Broadly Syndicated Loans (BSL) versus Private Credit
Investments in broadly syndicated loans (“BSLs”) as well as high yield loans provide a form of beta or systematic risk exposure for investors. - NAIC.org
Join forces with us! We collaborate with top brands across various industries, offering exclusive partnerships that drive growth and maximize rewards. Be part of a network that delivers value and success.
Pretty much everything & anything related to your travel well-being
Growing demand for pet coverage: Pet-friendly travel is on the rise. More travelers want comprehensive insurance that includes their furry companions.
Standout coverage: Faye's Pet Care add-on can cover up to $2,500 in vet expenses and up to $250 for unexpected kenneling costs due to travel delays. This page speaks directly to pet owners, with a clear path to purchase that's optimized for results - This is your link pet owners!
